December 1, 2022


A Nigerian lady identified by her Instagram handle as @folaogunsemo who is schooling in Manchester, United Kingdom, has taken to the social media platform to share her exam question about Nigerian fraud.

She wrote;

“This is my exam paper for a module named “Law in a business context” with the red circle which I did today 23rd of May. Stepping out of the exam hall my friends were like “Fola how did you feel about question 22” and for the first time in my life, I felt ashamed of being a Nigerian. I believe fraud is being committed everywhere but for it to be recognised and used as an exam question in UK, then it is VERY BAD for Nigeria. My lecture slide showed a typical example of a “yahoo boy’s” storyline in the green circle, I went further to search for “Advance-fee scam” with the belief that it was exaggerated in my lecture slide and I found the information in the blue circle. I am short of words at the moment realising the fact that there’s been so much issues lately about “yahoo boys” on social media, this is not a good reputation for Nigerians at all……. This matter tire me ooo my people”






The question is as below with option A to D;

The Advance-fee fraud is also known as:

A. The Spanish fraud
B. The Egyptian fraud
C. The Nigerian fraud
D. The Russian fraud

According to the Federal Bureau of Investigation (FBI), “An advance fee scheme occurs when the victim pays money to someone in anticipation of receiving something of greater value—such as a loan, contract, investment, or gift—and then receives little or nothing in return.”

There are many variations of this type of scam, including the 419 scam (also known as the Nigerian Prince scam), the Spanish Prisoner scam, the black money scam, Fifo’s Fraud and the Detroit-Buffalo scam.[2] The scam has been used with fax and traditional mail, and is now prevalent in online communications like emails.

Example email:


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